My Investment Approach

Green and blue graphic with chess piece and money representing investment Approach, David Holperin, Stifel, Rhinelander, Wisconsin, Financial Advisor, Financial Services, Wealth ManagementTaking a consultative and long-term approach

My consultative approach starts with the desire that clients should experience personal success and have positive long-term outcomes.  However, the relationship can only work if I provide personal attention, stay engaged, and perhaps most importantly, reinforce their long-term goals while keeping them on course during moments of adversity.

 

Checking emotions at the door

My practice has evolved into a primarily fee-based model, which means I only succeed when my clients succeed.  A fee-based practice also allows for more independent flexibility, rather than consulting a client every time a move is made.  This mutual trust helps to minimize the potential for emotional or irrational decisions by clients who are less likely to be tuned in to the markets. 

Although it has been said that “markets are efficient and therefore rational,” I continually find irregularities to this theory.  There are moments that should be seized upon, but often the window of opportunity can be narrow.  Certain clients may be better served under a fee-based arrangement when these occasions occur.